Fox River Advantage Insurance Agency

Celebrating the Unusual and the Unique with Fox River Advantage

Embrace the Unique: How Fox River Advantage Aligns with Today’s Celebrations Welcome to a day unlike any other! March 25th marks not just a date on the calendar but a moment to embrace the unusual, the unique, and the wonderfully weird. It’s the day we celebrate “International Waffle Day,” a nod to culinary creativity, and […]

Unraveling Medicare’s Late Enrollment Penalties

Pocket Draining Medicare Expenses

If you miss signing up for certain parts of Medicare when you’re initially eligible, your monthly premiums might increase due to a Late Enrollment Penalty (LEP). Here we explore the LEPs for Medicare Part A, Part B, and Part D.   Part A Late Enrollment Penalty   If you don’t qualify for premium-free Part A […]

Who Pays First? Understanding How Medicare Works with Other Insurance

2024 Who Pays First Illustration

If you’ve got Medicare and other health coverage, you might be wondering how they mesh together. Figuring out who pays what, when your bills are covered correctly, and who to turn to for assistance is crucial. The insurance world dubs this Coordination of Benefits, where a list of rules—full of “ifs” and “thens”—decides who’s in […]

Celebrating Christmas: A Heartfelt Thank You to Our Valued Customers

Brandon Christenson and Family Photo

As Christmas approaches, we reflect on this year’s journey with immense gratitude for each of you. Your trust, support, and connection have been our greatest gifts. Thank you for being a cherished part of our journey and allowing us to serve your health insurance needs.   Your trust has fueled our success. We’ve strived to […]

Traveling Abroad? Navigating Medicare Coverage During the Festive Season

travel-abroad-for-holidays-medicare-advntage

‘Tis the season, and while celebrating, your Medicare coverage might need some extra cheer if you’re traveling abroad. Medicare’s definition of “outside the U.S.” excludes various territories and states. Knowing what’s covered and what to do during these festive times is key. Original Medicare Limitations For specific situations, Medicare Parts A & B might pitch […]

Rejecting the Ideas Presented in “Deny, Deny, Deny” from NBC News

Rejecting Deny Deny Deny

I stay on top of as much of the news related to Medicare as I possibly can. I came across this article from NBC News, and I thought it needed some pushback. https://www.nbcnews.com/health/rejecting-claims-medicare-advantage-rural-hospitals-rcna121012 While these plans may not be for everyone, I do believe most Medicare beneficiaries serve to benefit from Medicare Advantage. As a […]

Why not just have Medicare alone?

Original Medicare Parts A and B covers most of your basic healthcare needs. Most services leave you with 20% of the cost after paying a deductible (Medicare Part B deductible for 2024 is $240). Medicare also does not have an out-of-pocket limit either, which is means there is no limit to how much you might […]